Capitec Bank

Editor's Review

Welcome to the future of banking with the Capitec Bank app! 🏦 Recognized as SA's Best Digital Bank (SITEisfaction 2021 report), this app brings a plethora of features designed to make your financial life easier and more affordable. Enjoy banking without data charges on most major South African networks, saving you money while you manage your finances. 💰

Account Management Made Easy:

• Open an Account: Simply take a few selfies 🤳 and scan your ID to open a Capitec account from the comfort of your home.
• Card Delivery: Get your card delivered to your doorstep for a small fee, or pick it up for free at a branch. 🚚
• PIN Reset: Forgot your Remote app PIN? No problem! Reset it without needing to visit a branch. 🔑

Transact with Ease:

• Investments: Buy and sell shares with EasyEquities and save 20% on brokerage fees across all trades. 📈
• Pay Me: Generate your personalized QR code to accept payments from other Capitec clients. 🤳
• QR Code Payments: Scan to pay all major QR codes directly from the app. 📲
• Transaction Updates: Get free transaction updates with in-app Money In/Money Out messages. 💸
• Spending Tracker: Keep an eye on how you're spending your money with intuitive tracking tools. 📊
• Send Cash: Send cash to friends and family for collection at selected retailers and Capitec ATMs. 📤
• Card Management: Update your card withdrawal and purchase limits, manage contactless transactions, and stop lost or stolen cards instantly. 💳
• Debit Orders: Manage your debit orders and DebiCheck mandates effortlessly. ✅
• Statements: Email electronically stamped statements for your records. 📧
• Payments: Pay people and accounts, make immediate payments to other banks in SA, and pay DStv, SARS eFiling, or TV licenses instantly. 🧾
• Prepaid Services: Buy prepaid electricity, airtime, data, and SMS bundles directly in the app. 💡
• Internet Banking: Manage your Internet banking by turning it on and off as needed. 🌐

Savings and Insurance:

• Savings Plans: Open, personalize, and manage up to 4 additional savings plans to achieve your financial goals. 🎯
• Fixed Savings: Fix your savings plans to earn higher interest rates. 🏦
• Insurance: Get free estimates and manage your funeral plan 24/7 through the app. 🛡️

Credit Management:

• Credit Estimate: Get a free personalized credit estimate to help you understand your credit status. 💯
• Manage Credit: Easily manage your credit directly on the app. 💳

Remember to keep your Remote PIN secret and your cellphone safe at all times to ensure your banking remains secure. 🔒

Features

• Open account with selfies and ID

• Low-cost banking transactions

• Personalized QR code payments

• Free transaction updates

• Manage debit orders easily

• Buy prepaid electricity and airtime

• Manage savings plans effectively

• Get free insurance estimates

• Manage credit on the app

• Immediate payments to other banks

Pros

• No data charges on major networks

• Secure and easy to use

• Innovative technology for cost savings

• Convenient account management

Cons

• Card delivery has a fee

• Need to keep Remote PIN secret